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Atlanta housing relatively affordable
by  the Atlanta Business Chronicle

Metro Atlanta is a fairly affordable home ownership market, but it’s also a more pricey rental market, according to a new study from the Center for Housing Policy.

In 2009, Atlanta was the 104th-most expensive home ownership market out of 210 markets studied and had a median home price of $150,000. In 2008, the area was ranked 115th with a median price of $153,000.

The markets with highest median home prices were San Francisco ($625,000); San Jose, Calif. ($465,000); Honolulu ($450,000); Santa Ana, Calif. ($435,000); and Santa Cruz, Calif. ($431,000).

Click here to see the complete CHP study.

As far as the rental market, Atlanta was ranked 78th out of 210 metros with an average monthly rent of $912 for a two-bedroom unit. In 2008, Atlanta ranked 65th with a average rent of $878.

Rents rose in 89 percent of the markets studied, with only 23 metro areas experiencing a rent decrease. The markets with highest monthly rental rates were San Francisco ($1,760); Honolulu ($1,704); Santa Cruz, Calif. ($1,656); Santa Ana, Calif. ($1,594); and Suffolk County-Nassau, N.Y. ($1,592).

“While the green economy holds substantial promise as a source of higher-paying jobs, there are still many housing markets in which green economy workers cannot afford the costs of buying or renting a home,” said John K. McIlwain, senior resident fellow and the J. Ronald Terwilliger chair for housing at the Urban Land Institute, in a release.

The green economy McIlwain refers to is the one where homes and businesses are becoming more energy efficient to help produce clean and sustainable energy, a growing sector in today’s economy.

“We must develop the common sense, cost-effective policy solutions at the state and local levels that will help ensure long-term affordability for green economy workers and others,” McIlwain said. Otherwise, our work force will face longer commutes and higher transportation costs, leading to increased traffic congestions and adverse environmental impacts.”

Please leave a comment, I would love to hear your thoughts!

It is in your moments of decision that your destiny is shaped.

“Profits are better than wages”… Jim Rohn

Hank Jennings

C.E.O., H&H Diversified Solutions LLC.

If interested in International or Domestic business opportunities please contact me @ facebook.com/hank.jennings or call 24 hours a day @ 404-935-0395

Buy Video Phone Now <- Buy One Now, click here!!!!

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NEW YORK – E-mails released by a Senate committee investigating the financial crisis show top executives at Goldman Sachs Inc. boasting about money the firm was making as the housing market collapsed in 2007.

The documents suggest that Goldman benefited at least for a time from bets that subprime mortgage-backed securities would lose value. The e-mails appear to contradict previous statements by the investment bank that it lost money on such securities.

“Of course we didn’t dodge the mortgage mess,” CEO Lloyd Blankfein wrote in an e-mail dated Nov. 18, 2007, according to the documents released Saturday morning. “We lost money, then made more than we lost because of shorts.”

Short positions, in contrast to long positions, are bets that a financial security will lose value. Goldman is also the target of a civil fraud lawsuit brought by the Securities and Exchange Commission, which alleges that the firm misled investors about how a subprime mortgage-backed security was created. Goldman has denied the charges.

The e-mails were released by Sen. Carl Levin’s office, who is presiding over an investigation into the financial crisis. Blankfein, along with other Goldman personnel, are scheduled to testify during a Senate hearing into the crisis on Tuesday.

In another e-mail, Goldman Chief Financial Officer David Viniar says that in one day the firm made more than $50 million on bets that the housing market would collapse, according to a statement from Levin’s office.

“Tells you what might be happening to people who don’t have the big short,” Viniar writes in the message dated July 25, 2007. Viniar is also scheduled to testify on Tuesday.

Please leave a comment, I would love to hear your thoughts!

It is in your moments of decision that your destiny is shaped.

“Profits are better than wages”… Jim Rohn

Hank Jennings

C.E.O., H&H Diversified Solutions LLC.

If interested in International or Domestic business opportunities please contact me @ facebook.com/hank.jennings or call 24 hours a day @ 404-935-0395

Buy Video Phone Now <- Buy One Now, click here!!!!

The Hottest International Blog The WealthCurve

Atlanta’s Hottest Real Estate Site

5Linx Overview

Residual income is the smartest income you can earn. There are other ways to earn an income most people earn Linear Income.

Linear Income is related directly to the amount of work or effort you provide to earn it. (Hours for Dollars) or a sales commission on a sales transaction of some type.  Linear income is what we are used to doing every morning after driving through traffic.  You do “X”, and then a few weeks later they give you “Y”.  In this case “Y” is a paycheck; but it could represent a fee, wage, commission or salary.

Residual income sometimes referred to as passive income; is income that continues to be generated after the initial effort has been expended. A great advantage of residual income is that once things are set in motion, you continue making money from your initial efforts, while gaining time to devote to other things… such as generating more streams of residual income!  See why residual income is good.

There are lots of ways to earn residual income but one way that I have found is through Voice Over Internet Protocol (VOIP)

David Bach, Donald Trump and Rich Dad himself have gone on record saying in this economy get involved in Network Marketing also known as Direct Sales or Multi-Level Marketing (MLM) and learn how to start a business while earning residual income.

It is an inexpensive way to own your own business (usually $500.00 or less).
You can write off your investment and since this is a home based business you can also claim a portion of your mortgage or rent, utilities, the miles you drive and even half of what you pay when you eat out, it is usually less than free, all things considered. Your just lending yourself money until tax time. Make sure you hire a CPA so your taxes are correct.  Luckily my spouse is a CPA.

Please leave a comment, I would love to hear your thoughts!

“It is not enough to have a good mind; the main thing is to use it well….”

Hank Jennings

Here are some related Links you may be interested in reading as well: —> How to build residual income while funding an Emergency Financial Fund in 4 steps?.

Perfect your Financial Portfolio in Today’s Economy with MLM Residual Income.

What is Residual Income and Just How do you get it? Part 1.

What is Residual Income and Just How do you get it? Part 2.

What is Residual Income and Just How do you get it? Part 2 (the video).

www.thewealthcurve.com/blog

Is this the year your number is called, not in Las Vegas but on the layoff list at your company?

How MLM (Multi-Level Marketing) money can help you develop an Emergency Financial fund in 4 steps?
How can a MLM home based business help you moving forward in these economic times?

When you listen to the financial advisers like the Dave Ramsey’s and Suzie Orman’s of the world they always talk about having an emergency fund saved away.  Now the experts sometimes differ on the amount required, some say anywhere from 3-12 months of household income saved up.

How is that going to happen in today’s economy?  Are you getting a bonus or raise this year?  Did you get that cost of living adjustment for the increased prices over the past few years? You more than likely lost a good portion of your retirement account this past year.  Your home equity is less than it was just a few years ago.  Your creditors may have even lowered some of your limits on your credit cards. Money is getting tighter for everyone.

How many paychecks are you away from losing your home if you did get laid off?  You need to know the answer to that question.  Don’t find out the hard way and them be shocked.  Know in advance and put your plan into effect.  Be proactive not reactive, your family depends on your leadership on this matter.
On average, no matter the salary earned per household from $20,000-$200,000, the cost of your lifestyle is equal to just over your income earned per year and the rest is put on credit cards.

Here is how you can obtain that emergency fund.
1. Find a home based business that you can enjoy developing.
2. Learn the compensation plan inside out.
3. Work the business and begin to develop residual income.
4. Use discipline to put that additional income aside and develop your emergency fund.

This is not something that gets created in one day; it takes a little time and discipline.

They say the best way to eat a Whale is one bite at a time.

If you are interested in implementing these four steps in your life, I would love to discuss this further, feel free to contact me and I would love to talk to you about recession proof global opportunities available anywhere in the world.

Please leave a comment, I would love to hear your thoughts!

It is in your moments of decision that your destiny is shaped.

“Profits are better than wages”… Jim Rohn

Hank Jennings

C.E.O., H&H Diversified Solutions LLC.

If interested in International or Domestic business opportunities please contact me @ facebook.com/hank.jennings or call 24 hours a day @ 404-935-0395

Buy Video Phone Now <- Buy One Now, click here!!!!

The Hottest International Blog The WealthCurve

Atlanta’s Hottest Real Estate Site

5Linx Overview

America is in the midst of an economic crisis with no immediate end in sight.  The stock market has dropped one third since 2007.  Hundreds of thousands of hard working Americans have lost their jobs.  Home foreclosures have doubled from 2007 to 2008.  Major financial institutions have shut their doors and the auto industry has found itself on the verge of bankruptcy.

The Big Five “Pure Investment” banks have disappeared as we knew them.  Here is what has happened so far.  Bear Stearns and Merrill Lynch were sold to depository banks, Lehman Brothers collapsed and went into bankruptcy, and Goldman Sachs and Morgan Stanley have become depository banks.  One thing is certain the banking and lending system has to change.  Is this the end of an era dominated by the American financial institutions?  Where do we go from here America?
During the week of October 10th the market dropped 25% almost a decade’s worth of growth wiped out in a single week.
None of us working today have ever gone through anything like this before.

However, some Americans have seen this before.  Ask some of your older living relatives about the Great Depression.  The Crash of 1929 gave rise to a decade of hardship and despair. Is history repeating itself, will today’s crash turn into tomorrow’s depression?  Mark Twain said History does not repeat itself, but it rhymes.

There are plenty of lessons we can learn from the crash of 1929 and the depression of the 1930′s.  Now is the time to blow the dust off your history books and do a little research.  You may just save your family’s finances with a little economic historic knowledge.
It is times like this that millionaires are made. What are you doing to prepare yourself? Are you going to sit around and wait for corporate multi-nationals or the government to do something for you?  Learn how to create your own Economic Stimulus Package instead of waiting around for help from the Government.  The financial structure of today’s economy with its global interconnections and complicated unregulated financial instruments is different from what FDR had to deal with in the 1930′s.  Will the government’s actions even make a difference?

Learn what residual income can do for you.  Learn what online internet marketing can do for you.
You NEED to do something; this whole economic thing is going to get worse before it gets any better!
Individuals need to re-think their existing financial architecture and find a place for residual income in their family finances or else.  This could be analogous to a financial hurricane season, ARE YOU PREPARED FOR THE STORM?

Please leave a comment, I would love to hear your thoughts!

See You on the beaches of the world!

Hank Jennings

Are you aware that the average American’s 401k Losses May be more than Double what was previously thought?

How much did you lose since January 2008?

Most, but not all of America has stood by and helplessly watched the value of their retirement investments plummet in recent months.  Some families have lost 30-50 percent of their portfolios. The Dow is down over 40% for the whole year to date.

Since 1974, Congress has promoted the dramatic movement in corporate America away from defined-benefit “pensions” to “401(k)s” with policies encouraging automatic enrollment and raising contribution limits.  Under 401(k) plans employees contribute to their own investment accounts and assume the risks and rewards that go with them. Lately, with the crisis on Wall Street and across the globe, it’s been more risk than reward.

Just where did you gain your 401k investment knowledge America? You are aware you are responsible for your financial 401k decisions. What tools do you utilize for managing your wealth America?

In October of 2008, The House Education and Labor Committee found that Americans’ retirement plans, pension plans and 401(k)s included, have lost as much as $2 trillion in the past 15 months– about 20 percent of their value. At a committee hearing last month in San Francisco, new research was presented suggesting that the losses might be double that in the $4 trillion range.
Increasingly, employers are putting the responsibility for retirement, and the risk, onto workers themselves by switching to investment plans like 401(k )s.

What are you doing to handle that responsibility? Are you investing in yourself to understand the Markets and other financial analysis tools; if not you need to get on board and take responsibility for your own retirement investment accounts.

Some tools that that may be helpful and offer training are: www.Investools.com , www.Thinkorswim.com , and www.optionsxpress.com these sites have been very helpful in assisting some people in not losing vast portions of their retirement portfolios when utilized in a methodical manner with “self and mentored training”. Now go out there and begin turning your retirement accounts around, NOW is the time to prepare for your tomorrow.

Best wishes!

Please leave a comment, I would love to hear your thoughts!

See You on the beaches of the world!

Hank Jennings

Lighthouse Marketer

Internet Marketing Addict

Just Your Basic Nice Guy

www.lighthousemarketer.com/hjennings

www.lighthousemarketingbook.com/hjennings

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